B.Com in Banking and Finance
A three-year degree preparing students for banking operations, financial systems and public sector bank roles.
Description
B.Com in Banking and Finance is a three-year undergraduate degree that prepares students for careers in banking operations, financial systems, credit analysis and public sector bank roles. It blends commerce fundamentals with specialised banking and finance knowledge.
Students learn financial accounting, corporate law, banking operations, financial markets, insurance, risk management, microeconomics and banking technology. The course includes practical projects, internships and preparation for banking exams.
Graduates work as bank officers, credit analysts, financial analysts, operations executives and insurance officers in public sector banks, private banks, NBFCs, insurance companies and corporate finance departments. Many also pursue IBPS PO / SBI PO and other banking exams.
Entrance Exams
University / State Entrance Exams (CUET, IPU CET, etc.)
Respective universities
Many universities admit students via entrance tests covering English, reasoning, GK and basic maths.
Direct / Merit-based Admission
Private colleges
Several private colleges offer admission on the basis of Class 12 marks.
Banking Exams (post-graduation, for bank jobs)
IBPS, SBI, RBI
Many graduates appear for IBPS PO, SBI PO and RBI Grade B exams for bank officer roles.
Job Roles
Bank Probationary Officer (PO)
Manages banking operations, customer accounts and loans after training (via IBPS / SBI exams).
Credit / Financial Analyst
Assesses creditworthiness of borrowers and analyses financial statements for lending decisions.
Banking Operations Executive
Handles account opening, transactions, clearing and back-office banking operations.
Insurance / NBFC Officer
Sells and manages insurance, loans and financial products for NBFCs and insurers.
Salary
Fresher (0–2 yrs)
Public sector bank POs start around ₹6–8 LPA with allowances.
Mid-level (3–6 yrs)
Credit analysts and branch officers earn more with experience.
Senior (7+ yrs / Branch Manager)
Branch managers and senior credit managers earn well above this range.
Top Colleges / Institutes
- Shri Ram College of Commerce (SRCC), Delhi
- St. Xavier’s College, Kolkata & Mumbai
- Christ University, Bengaluru
- IP University (IPU CET), Delhi — affiliated colleges
- Private B.Com colleges (state-wise)